Question 1

What is a home inspection?

Accepted Answer

A home inspection is an impartial third-party visual evaluation of the physical structure and systems of a home, from the roof top down to the foundation. The standard home inspection report will include an evaluation of the condition of the home’s foundation, grading and drainage, roof and chimney, interior and exterior walls, ceilings and floors, plumbing system, heating and cooling systems, electrical system, attic and crawlspaces, appliances, windows and doors, fireplace and much more. Having a home inspected is like giving it a physical check-up. If problems or symptoms are found, the inspector will refer you to an appropriate specialist or tradesperson for further evaluation.

Question 2

Why choose to have a professional home inspection?

Accepted Answer

We cannot emphasize enough the value and necessity of a professional home inspection. Many home buyers, either in the desire to save the $200 to $500 that a good inspection costs, or due to simple ignorance, have spent enormous sums of money repairing items that any good home inspector would have pointed out.

Any offer to purchase you make should be contingent upon a professional home inspection with a satisfactory report. Do not let anyone, not your family or friends, and especially not the seller or a builder dissuade you from having the property thoroughly inspected! Not only will you sleep much better after you have moved into the home, a professional inspection can give you the ability to opt out of a contract on a defective house. If the contract is written contingent on an acceptable inspection, any defects in the home must be either repaired or monetarily compensated for. If you are not satisfied, you have the option to cancel the contract.

Do not wait until you have placed an offer on a home before you begin the search for a home inspector. There will be an option time limit in the contract designating when the home inspection must be completed (typically within 7 to 10 days). If you start trying to find an inspector at that point, and may not find an acceptable one to schedule it in the necessary time frame, you will only have two choices: go with an inspector that is not your first ideal choice, or run the risk of going past the deadline for the inspection (which could void any chance of having the seller take care of repairs). Neither is an acceptable alternative!

Question 3

Should I have a new home inspected?

Accepted Answer

Absolutely! It is very important. Many people feel that a municipality inspection or a walk-through with the builder is an adequate way to inspect a new home. In fact, not all municipalities require new construction inspections, and when they do, the municipal inspectors spend about 15 minutes or less going through the home at any given time. As well, they are only looking for a few specific items or issues. A licensed professional home inspector will spend an average of 2 to 4 hours depending on the size of the home, and will be looking at very specific items from top to bottom. Builders and superintendents may be reluctant to find problems with the homes that they build simply because they are built very quickly and they can only be in so many places at one time. They are heavily dependent on their subcontractors, who are always in a hurry to finish so they can move on to the next job.

Question 4

When do I call the home inspector?

Accepted Answer

A home inspector is typically called right after the contract or purchase agreement has been signed, and is often available within a few days. However, before you sign, be sure that there is an inspection clause in the contract, making your purchase obligation contingent upon the findings of a professional home inspection. This clause should specify the terms to which both the buyer and seller are obligated.

Question 5

Do I have to be present during the inspection?

Accepted Answer

No, it is not necessary for you to be present during the actual inspection, but it is recommended that you plan to be there at the end so that the inspector can go over the findings directly with you. This allows the inspector one-on-one time with the home so that he can focus on his job and not have any distractions that may keep him from providing his best efforts.

Question 6

What will the home inspection cost?

Accepted Answer

The inspection fee for a typical single family home varies. The inspection fee will depend upon the size of the home, particular features, age, and possible additional services, such as swimming pools, spas, sprinkler systems or septic systems.

However, do not let cost be a factor in deciding whether or not to have a home inspection, or in the selection of your home inspector. The knowledge gained from an inspection is well worth the cost, and the lowest priced inspector is not necessarily a bargain. The inspector’s qualifications, including his or her experience, training, and professional affiliations, should be the most important consideration.

Question 7

Who pays for the home inspection?

Accepted Answer

The person who is requesting to have the inspection performed will pay under most conditions (typically the buyer). Wildcat Home Inspection accepts cash, card or personal checks.

Question 8

What if the report reveals problems?

Accepted Answer

There is no perfect house. If the inspector finds problems or issues, it does not necessarily mean you should not buy the house, only that you will know in advance what to expect. A seller may be flexible with the purchase price or contract terms if major problems are found. If your budget is very tight, or if you do not wish to become involved in future repair work, this information will be extremely important to you.

Question 9

What should I NOT expect from a home inspection?

Accepted Answer

A home inspection is NOT protection against future failures. A home inspection tells you the condition of systems and components at the time they were inspected. For protection from future failure you may want to consider a home warranty.

A home inspection is NOT an appraisal that determines the value of a home or any systems or components. Nor will a home inspector tell you if you should buy the home or what to pay for the home.

Question 10

How long does a home inspection take?

Accepted Answer

A typical home inspection takes 2 to 4 hours depending on the size and age of the home. Every home is different and the inspector can not usually tell how long the inspection will take until he or she arrives at the home and starts working.

Question 11

Can a house fail inspection?

Accepted Answer

No. A professional home inspection is a visual examination of the current condition of your prospective home. It is not an appraisal, which determines market value, or a municipality inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe in detail its physical condition and indicate what may need repair or replacement.

Question 12

What do cracks in the walls mean?

Accepted Answer

That depends on the type of cracks and the width of the cracks. Minor cracking in the brick mortar and sheetrock is usually typical and caused by the movement of the home due to the soil. However, cracks might also mean that foundation repairs are needed. It is always a good idea to have any cracking examined by a professional.